All Research

March 8, 2024

State of the Union – Biden’s Housing Proposals Would be Harmful, Not Helpful

President Biden in his State of the Union pitched a raft of proposals with the stated purpose of lowering costs for homebuyers and increasing the supply of rental units. As has been the case with dozens of housing acts passed by Congress over the last 75 years, hold onto your wallet when the federal government says it…

By Edward J. Pinto

February 22, 2024

The Workforce/Middle-Income Housing Tax Credit

A recording of the event will be uploaded soon. Event Summary Congress is considering expanding the Low-Income Housing Tax Credit (LIHTC) and creating a new Workforce or Middle-Income Housing Tax Credit (MIHTC). In response, the AEI Housing Center gathered leading housing experts to discuss the LIHTC’s poor record and propose more effective market solutions. In…

January 17, 2024

Congress, Don’t Legislate a Takeover of the Nation’s Rental Housing Market

It is an election year and Congress will soon consider two bipartisan bills to address high rental costs for many renters. The first is the Workforce Housing Tax Credit (WFHTC) and the second would be an expansion of the existing Low-Income Housing Tax Credit (LIHTC). The WFHTC would extend eligibility for subsidized units tenants earning below the area median….

By Tobias Peter | Kevin Corinth | Edward Pinto

December 14, 2023

Harnessing Tailwinds on State and Local Land-Use Reform: A Bipartisan Playbook

As housing affordability concerns are affecting more and more Americans, market-oriented and liberal researchers have found common ground on the need for land-use reform. Join AEI and the Progressive Policy Institute as they develop a bipartisan housing playbook that can be deployed across cities and states, red and blue. Practitioners, legislators, and researchers from across…

By Edward J. Pinto | Robert Doar

October 20, 2023

Revenge of the Rust Belt: The Surprising Forces That Have Made the Midwest the Hottest Housing Market Around

In the Fortune article below Shawn Tully discusses the resurgence of the Midwest’s housing market with Ed Pinto, the Director of AEI’s Housing Center. According to American Enterprise Institute data, eight of the nine cities achieving the highest appreciation in housing prices for the 12 months ended Aug. 31 hail from the Midwest. In the pandemic-driven housing…

By Edward J. Pinto | Shawn Tully

September 21, 2023

National Home Price Appreciation (HPA) Index—August 2023

PDF to full report Key takeaways: To view more data on HPA and months supply, please visit our interactive.

By Tobias Peter | Edward J. Pinto

September 18, 2023

There’s an Easy Fix That Would Solve Our Housing Crisis: Light Touch Density

We’re living through one of the greatest housing crunches the U.S. has ever known. It’s resulted in record numbers of homelessness and entire generations certain they will never become homeowners, that critical milestone of the middle class. But there is a simple solution to the problem. The answer to our housing crisis is to legalize…

By Ed Pinto

September 12, 2023

Housing Finance Watch (Week 35 & 36, 2023)

PDF to full report Key takeaways:

By Edward J. Pinto | Tobias Peter

July 21, 2023

National Home Price Appreciation (HPA) Index—June 2023

PDF to full report Key takeaways: To view more data on HPA and months supply, please visit our interactive.

By Tobias Peter | Edward J. Pinto

May 23, 2023

Biden Courts Another Mortgage Crisis

The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit scores and increased fees for those with higher scores, have rightly garnered public outcry, but they are the tip of the iceberg. The administration’s other…