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May 23, 2023
Biden Courts Another Mortgage Crisis
The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit scores and increased fees for those with higher scores, have rightly garnered public outcry, but they are the tip of the iceberg. The administration’s other…
May 1, 2023
Here’s How Hochul Can Salvage Her Goal of More Affordable Housing in NY
Notably missing from the budget the Legislature is passing is a proposal Gov. Kathy Hochul had marked as a top priority: spurring cities and towns to build 800,000 new housing units. It wasn’t fundamentally a bad idea. You don’t have to be an economist to know that if housing prices are too damn high, increasing the…