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July 18, 2025
How We Can Make Housing Affordable Again
A letter to the editors in response to William A. Galston’s recent article, Trump Can’t Ignore Our Housing Crisis This letter was originally published by The Wall Street Journal. You can read the original article here. The three most important words in real estate are said to be location, location, location. The three most important factors in housing…
July 17, 2025
Why HUD Was Right to Roll Back PAVE Rules
This op-ed originally appeared in National Mortgage News. The recent decision by the Department of Housing and Urban Development and the Office of Management and Budget to roll back key policies of the Property Appraisal and Valuation Equity (PAVE) task force marks a pivotal shift in federal housing policy. What began as an effort to address perceived shortcomings…
July 9, 2025
Housing Plan Falls Short
This op-ed was originally published in Your Observer. You can read the whole piece here. Recently, the Florida Housing Coalition, along with the Gulf Coast Community Foundation, Barancik Foundation, Patterson Foundation and the Community Foundation of Sarasota released a Sarasota Housing Action Plan diagnosing the county’s housing crisis and recommending some approaches to fixing it. The report…
July 3, 2025
A Republican Bailout for Blue Cities? The Low-Income Housing Tax Credit Trap Explained
The Republican Party’s much-touted “One Big Beautiful Bill Act” includes a $14 billion bailout for some of America’s worst-run cities, all thanks to the proposed expansion of the Low-Income Housing Tax Credit (LIHTC). Doing so would funnel billions more into a program that props up a fundamentally broken housing system without adding the new supply desperately needed…
June 30, 2025
America’s Six Million Home Shortage: Why California Is at the Epicenter
A growing body of research estimates that the US faces a severe housing shortage, with missing homes numbering between 3.8 million and 8.2 million. Using the midpoint—approximately six million missing homes—new AEI Housing Center analysis shows where this shortage is most acute and why about two million missing homes can be traced back to California and its neighbors….
June 26, 2025
Does Building Light-Touch Density Housing Lower Single-Family Home Values? Evidence from Seattle, WA and Charlotte, NC
Summary: Opponents of Light-touch Density (LTD) infill argue that it will lead to outright home price declines or, at the very least, slower home price appreciation (HPA). However, evidence from Charlotte and Seattle shows that the construction of LTD housing—such as duplexes and townhomes—does not adversely impact HPA of single-family detached (SFD) homes in the…
June 24, 2025
Public Housing and Rental Subsidies
Since the 1930s, the federal government has subsidized local housing projects aimed at uplifting the poor. The specific policies have evolved, but the theory has been that federal aid is needed because the states cannot solve their own housing problems and private markets fail to invest in affordable housing. Federal housing efforts are led by…
June 24, 2025
Why Do Republicans Support the Low-Income Housing Tax Credit?
President Donald Trump’s “big, beautiful bill” aims to avert the tax increases that would result from the expiration of the 2017 Tax Cuts and Jobs Act, and it’s drawn criticism for not doing enough to reduce the debt or deficit. Earlier in June, The Washington Post reported on publicly funded homes in some cities costing taxpayers more than…
June 23, 2025
Boston’s Backward Housing Policy: More Demand Will Only Exacerbate the Supply Crisis
Boston’s housing policies keep treating symptoms while ignoring the disease. Last month, the city proudly unveiled its Co-Purchasing Housing Pilot Program, offering $50,000 in zero-interest, deferred-payment loans to help lower-income households cover down payments and closing costs on multi-family homes. The idea is to allow multiple individuals to pool resources and purchase homes together. It sounds…
June 10, 2025
America’s Housing Supply Problem: The Closing of the Suburban Frontier?
Housing prices across much of America have hit historic highs, while less housing is being built. If the U.S. housing stock had expanded at the same rate from 2000-2020 as it did from 1980-2000, there would be 15 million more housing units. This paper analyzes the decline of America’s new housing supply, focusing on large…