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September 25, 2025
If Americans have any shared image of public housing, it is one of dilapidated and even dangerous “projects” and locations of concentrated poverty. But there was a time—a brief shining moment—in which public housing was new and attractive and working married couples with children were glad to live in government-owned and -managed apartments. What might…
September 24, 2025
In 1983, Harvard scholars Mary Jo Bane and David Ellwood sought to determine the length of time participants in Aid to Families with Dependent Children (AFDC) spent in the program. Their report, titled The Dynamics of Dependence, revealed that the average participant could be expected to remain in AFDC for 10 years — a figure that increased to…
September 8, 2025
We hear a great deal about what’s called the black-white wealth gap. It’s not an inaccurate phrase. According to the latest data from the Federal Reserve Survey of Consumer Finances, the “racial wealth gap” stands at $240,120 — the difference between the assets of the median white and median black household. Median white assets are $285,000;…
September 2, 2025
President Trump has come out swinging on homelessness. After taking small steps to peel back the homelessness bureaucracy early in his term, he issued a far-reaching executive order in July intent on getting homeless people off the streets and into treatment. Over the past couple weeks the administration has taken direct action in Washington, DC to clear homeless encampments…
August 11, 2025
Andrew Cuomo’s revelation that his mayoral rival Zohran Mamdani lives in a $2,300-a-month rent-stabilized apartment in Queens may surprise those who labor under the illusion that low-rent apartments are meant to help those of low income. But there’s nothing about New York City’s system of 960,000 rent-regulated homes to ensure that’s the case — witness its benefits…
August 11, 2025
This op-ed was originally published by The Cannon. You can read the original piece here. Large Texas municipalities have just been handed an enormous opportunity by the legislature. They should seize it. For such a large state, Texas is blessed with a rare advantage: relatively affordable housing. But clouds are gathering. In the Dallas-Fort Worth metro, home…
July 18, 2025
A letter to the editors in response to William A. Galston’s recent article, Trump Can’t Ignore Our Housing Crisis This letter was originally published by The Wall Street Journal. You can read the original article here. The three most important words in real estate are said to be location, location, location. The three most important factors in housing…
July 17, 2025
This op-ed originally appeared in National Mortgage News. The recent decision by the Department of Housing and Urban Development and the Office of Management and Budget to roll back key policies of the Property Appraisal and Valuation Equity (PAVE) task force marks a pivotal shift in federal housing policy. What began as an effort to address perceived shortcomings…
July 9, 2025
This op-ed was originally published in Your Observer. You can read the whole piece here. Recently, the Florida Housing Coalition, along with the Gulf Coast Community Foundation, Barancik Foundation, Patterson Foundation and the Community Foundation of Sarasota released a Sarasota Housing Action Plan diagnosing the county’s housing crisis and recommending some approaches to fixing it. The report…
July 3, 2025
The Republican Party’s much-touted “One Big Beautiful Bill Act” includes a $14 billion bailout for some of America’s worst-run cities, all thanks to the proposed expansion of the Low-Income Housing Tax Credit (LIHTC). Doing so would funnel billions more into a program that props up a fundamentally broken housing system without adding the new supply desperately needed…