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January 17, 2024
Congress, Don’t Legislate a Takeover of the Nation’s Rental Housing Market
It is an election year and Congress will soon consider two bipartisan bills to address high rental costs for many renters. The first is the Workforce Housing Tax Credit (WFHTC)…
September 21, 2023
National Home Price Appreciation (HPA) Index—August 2023
PDF to full report Key takeaways: National YoY HPA for August 2023 was 4.5%, up from 3.8% a month ago and down from 10.2% a year ago. Historically, HPA in…
September 12, 2023
Housing Finance Watch (Week 35 & 36, 2023)
PDF to full report Key takeaways: The median purchase rate rose 1/8 ppts. over the past week to 7 1/8%. Mortgage News Daily reported a daily avg. 30-year rate of…
July 21, 2023
National Home Price Appreciation (HPA) Index—June 2023
PDF to full report Key takeaways: Year-over-Year (YoY) HPA was 2.9% in June 2023, up from 2.1% a month ago and down from 14.3% a year ago. Historically, HPA in…
May 23, 2023
Biden Courts Another Mortgage Crisis
The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit…