All Research
Article
Capital Gains Rules on Home Sales and Senior Homeowner Lock In
…states like California and Florida, where provisions such as Proposition 13 and Save Our Homes, respectively, restrict property tax increases for long-time homeowners. Income and sales tax collection stemming from…
Report
Median First-Time Homebuyer Age at 34 Years in 2025, Little Changed from 2024
Note: Going forward, quarterly updates will be released of median and average first-time homebuyer age data. The median and average ages for first-time buyers obtaining mortgage loans in calendar year…
Op-Ed
Everything You Thought About the US Labor Market Is Wrong
…at the time of this writing is expected by the Atlanta Fed to grow at 3.7 per cent in the fourth quarter. Growth in real consumer spending and gross fixed…
Op-Ed
Washington, Not Wall Street, Is the Real Housing Problem
…the federal policies that are quietly making homeownership harder for first-time buyers. The House Financial Services Committee just considered legislation on February 10 to codify the president’s executive order on large institutional ownership…
Op-Ed
What Harvard’s Raj Chetty Overlooks About Upward Mobility
…York Times’s Nicholas Kristof gushing that the study highlights the means for “how to keep the American Dream Alive.” At the same time, however, Chetty, by focusing on select data, as revealing as…
Blog Post
The Congressional Budget Office’s Updated Projections
…AI could lead to a more favorable outlook. CBO’s updated forecast represents a degree of normalcy in a time of near total disregard for the traditional budget process. The publication…
Op-Ed
Snow Excuses
…You know what? All that rhetoric about putting students first and partnering with families was just put to the test, and the schools failed, big time. When schools shut their…
Commentary
Thankfully, Hunger in the US Remains Rare
…Women, Infants and Children (or WIC), and the National School Lunch program. At the same time, expanding these programs without addressing their nutritional shortcomings may be contributing to high rates…
Op-Ed
Reemployment Bonuses: A Promising Path to Economic Recovery
…five times the average Idaho weekly unemployment benefit—if they returned to work between April 20 and July 15, 2020, and if they worked at least four consecutive weeks with their…
Working Paper
Poverty and Dependency in the United States, 1939–2023
…Furthermore, the pre-1964 decline in poverty among working age adults and children was achieved almost completely through increases in market income, during which time only 2–3 percent of working age…
Op-Ed
How to Prevent a Repeat of Massive Fraud and Abuse
…providing poor customer service along with massive losses to fraud the next time the economy stumbles and more UI checks are paid. The good news is that affordable reforms can…
Op-Ed
American Housing Needs More Institutional Investors
…to be located, single-family homes rent for about the same amount as apartments, despite having three times the bedrooms at median. They also tend to house larger households with more…