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April 25, 2025
…were not due, interest rates were zero, and loans in default were not collected. The government extended the pause several times before it finally lapsed, in effect, in October 2024….
April 25, 2025
…their federal income tax withholding. It is worth noting that the generosity of federal benefits for children has increased substantially since 2007, over the same timeframe that the fertility rate…
April 24, 2025
…welfare checks and other aid for low-income families with children. The program’s authorization is time-limited, and would have lapsed if not extended, as the CR did through the remainder of…
April 24, 2025
This week, the Department of Education announced that on May 5 it will begin collecting on defaulted student loans. This will be the first time since March 2020 that borrowers who have…
April 23, 2025
…including work requirements and time limits. Beyond that, the block grant’s financing structure gave states broad flexibility to allocate funds as they saw fit, so long as the spending supported…
April 21, 2025
…with risks. Speed can become an adversary during times of financial stress. Algorithmic and machine learning trading exposed Wall Street to increased volatility, resulting in events like the 2010 “flash crash” and…
April 19, 2025
…metro area. Workplace isolation was particularly high for young and male workers without college degrees. The isolation of non-college workers is increasing over time. Read the full working paper here….
April 15, 2025
…manufacturing work per se, as opposed to preferring a job to no job or full-time work to part-time work. Among full-time workers, 22 percent agreed they’d be better off in…
April 15, 2025
…discovered something chilling. Despite their best efforts to set up parental controls and screen time limits, their son had been relentlessly fed pro-suicide content by TikTok. The “safety features” they…
April 11, 2025
After the federal government suspended student loan repayment for four and a half years, payments are finally due again—yet less than half of borrowers are repaying their debts on time. These high…