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May 7, 2025

Colleges Must Help Return Student Borrowers to Repayment

…not enrolled in school at the end of March, just 12 million (35 percent) were making their loan payments on time every month. That is down from 56 percent in…

May 7, 2025

Displacement by Design: How Bad Policy Made Housing Scarce, and How We Can Fix It

…the 1950s and the layering on of environmental regulations in the 1970s gave local opponents even more tools to block housing. Over time, these mechanisms have been weaponized to restrict…

May 7, 2025

Workforce Participation for Older Americans: Warning Lights Flashing

…the entirety of the current workforce shortfall—and then some. There was a time when the US possessed a general comparative advantage against the rest of the OECD with respect to…

May 7, 2025

Republicans Unveil Plan to Rein in Student Debt and Waste in Higher Education

timely degree completion. At the same time, it expands Pell eligibility to include students enrolled in short-term workforce training programs, reflecting a broader definition of postsecondary success. Crucially, the proposal…

May 7, 2025

Did ‘China Shock’ Throw Millions of Americans Out of Work?

…in Selected Countries, 1970-2022 By the time China became a member of the WTO, manufacturing employment had fallen 41 percent in the US since 1977 (the first year available for…

May 6, 2025

What DOGE Flagged as Unemployment Fraud Is Just the Tip of the Iceberg—Most of Which Will Never Be Recovered

…“approximately $81.2 billion of potential overpayments were not established and, thus, were not pursued for collection.” As the Washington Times curtly summarized, that’s “more than $80 billion in likely bogus payments that the states…

May 5, 2025

What’s in House Republicans’ Student Loan Overhaul

…major higher education reform proposal we’ve seen in a long time. The student loan changes fall into three categories: loan limits, repayment plan changes, and accountability for colleges. Let’s look…

May 2, 2025

SNAP is About Nutrition: My Response to Zycher

…is useful here: nutrition is mentioned repeatedly, farmers are mentioned only once, and soda companies are mentioned zero times. We can learn something from President Trump’s administration and DOGE efforts…

April 30, 2025

Is The Collapse of Blue-Collar Marriage a Foregone Conclusion?

It’s been just over 40 years since Springsteen’s bestselling Born in the USA came out in 1984 — an album with “a rowdy indomitable spirit,” as Debby Miller wrote in Rolling Stone at the time. The…

April 30, 2025

The Student Loan Bubble Is about to Pop

…half of borrowers are not paying their loans on time. Data provided to me by Nelnet, the largest student-loan servicer, offers a grim look at repayment patterns. Read the full…