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September 12, 2023
Housing Finance Watch (Week 35 & 36, 2023)
PDF to full report Key takeaways: The median purchase rate rose 1/8 ppts. over the past week to 7 1/8%. Mortgage News Daily reported a daily avg. 30-year rate of…
August 7, 2023
Union Square Melee Proves Riots Have Little to Do with Real Political Grievances
…police homicides of George Floyd in Minneapolis and Michael Brown in Ferguson, Mo. There’s always been a significant part of the crowd that is, in Harvard social scientist Edward Banfield’s…
July 25, 2023
Not Just Tulsa
…were doing blacks a favor by including them in these programs. Many then viewed public housing as desirable quarters. As Edward Banfield and Martin Meyerson wrote in their landmark book…
July 21, 2023
National Home Price Appreciation (HPA) Index—June 2023
PDF to full report Key takeaways: Year-over-Year (YoY) HPA was 2.9% in June 2023, up from 2.1% a month ago and down from 14.3% a year ago. Historically, HPA in…
July 18, 2023
Yet More Absurdities in Biden’s Housing Policy
In a recent Wall Street Journal op-ed, my colleague Ed Pinto and I recently raised alarms about how the Biden administration is doubling down on the same failed policies that preceded…
May 23, 2023
Biden Courts Another Mortgage Crisis
The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit…
January 17, 2020
Rethinking Reentry
…weak findings on recidivism outcomes.” Lattimore’s chapter provides researchers with a road map for improving our understanding of what works and for whom. In Chapter 2, Edward Latessa, director of the University of Cincinnati’s School…