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January 17, 2024
Congress, Don’t Legislate a Takeover of the Nation’s Rental Housing Market
It is an election year and Congress will soon consider two bipartisan bills to address high rental costs for many renters. The first is the Workforce Housing Tax Credit (WFHTC)…
December 14, 2023
Harnessing Tailwinds on State and Local Land-Use Reform: A Bipartisan Playbook
…Edward J. Pinto | Newsweek | September 21, 2023 A Series of Policy Briefs on Zoning, Land Use, and a Solution to the Nation’s Housing Shortage Edward J. Pinto and Tobias Peter…
October 20, 2023
Revenge of the Rust Belt: The Surprising Forces That Have Made the Midwest the Hottest Housing Market Around
In the Fortune article below Shawn Tully discusses the resurgence of the Midwest’s housing market with Ed Pinto, the Director of AEI’s Housing Center. According to American Enterprise Institute data, eight of…
September 21, 2023
National Home Price Appreciation (HPA) Index—August 2023
PDF to full report Key takeaways: National YoY HPA for August 2023 was 4.5%, up from 3.8% a month ago and down from 10.2% a year ago. Historically, HPA in…
September 18, 2023
There’s an Easy Fix That Would Solve Our Housing Crisis: Light Touch Density
We’re living through one of the greatest housing crunches the U.S. has ever known. It’s resulted in record numbers of homelessness and entire generations certain they will never become homeowners,…
September 12, 2023
Housing Finance Watch (Week 35 & 36, 2023)
PDF to full report Key takeaways: The median purchase rate rose 1/8 ppts. over the past week to 7 1/8%. Mortgage News Daily reported a daily avg. 30-year rate of…
July 21, 2023
National Home Price Appreciation (HPA) Index—June 2023
PDF to full report Key takeaways: Year-over-Year (YoY) HPA was 2.9% in June 2023, up from 2.1% a month ago and down from 14.3% a year ago. Historically, HPA in…
May 23, 2023
Biden Courts Another Mortgage Crisis
The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit…