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May 6, 2024

Comments on the One Seattle Plan (Comp Plan)

Summary: 1) Seattle has been underbuilding for the last decade (and likely even longer) and it needs to build more housing than the targets set in the comp plan. 2)…

February 22, 2024

The Workforce/Middle-Income Housing Tax Credit

…Corinth and Edward J. Pinto and the Cato Institute’s Chris Edwards discussed the LIHTC’s limitations; it has historically created a small amount of costly, poorly targeted housing units. The system…

January 17, 2024

Congress, Don’t Legislate a Takeover of the Nation’s Rental Housing Market

It is an election year and Congress will soon consider two bipartisan bills to address high rental costs for many renters. The first is the Workforce Housing Tax Credit (WFHTC)…

September 21, 2023

National Home Price Appreciation (HPA) Index—August 2023

PDF to full report Key takeaways: National YoY HPA for August 2023 was 4.5%, up from 3.8% a month ago and down from 10.2% a year ago. Historically, HPA in…

September 12, 2023

Housing Finance Watch (Week 35 & 36, 2023)

PDF to full report Key takeaways: The median purchase rate rose 1/8 ppts. over the past week to 7 1/8%. Mortgage News Daily reported a daily avg. 30-year rate of…

July 21, 2023

National Home Price Appreciation (HPA) Index—June 2023

PDF to full report Key takeaways: Year-over-Year (YoY) HPA was 2.9% in June 2023, up from 2.1% a month ago and down from 14.3% a year ago. Historically, HPA in…

July 18, 2023

Yet More Absurdities in Biden’s Housing Policy

In a recent Wall Street Journal op-ed, my colleague Ed Pinto and I recently raised alarms about how the Biden administration is doubling down on the same failed policies that preceded…

May 23, 2023

Biden Courts Another Mortgage Crisis

The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit…