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September 4, 2024
Kamala Harris’s Housing Plan Would Be Worse Than Doing Nothing
…buyers typically make a median down payment of around $10,500, or 3 percent of the home price. We estimate that even without the Harris proposal, 3 million of its recipients…
January 23, 2024
A Follow-Up on My Recent Testimony to the Joint Economic Committee on Policy Approaches to Increasing the Supply of Affordable Housing
…offers generous tax credits for builders that rent units to tenants earning below 60% of area median income. During the hearing’s Q&A, I did not have time to elaborate on…
January 17, 2024
Achieving Housing Abundance Through State and Local Land Use and Zoning Reform
…would extend eligibility for subsidized units tenants earning below the area median. On a combined basis the two credits would expand eligibility to about three quarters of the nation’s renters….
January 17, 2024
Congress, Don’t Legislate a Takeover of the Nation’s Rental Housing Market
…and the second would be an expansion of the existing Low-Income Housing Tax Credit (LIHTC). The WFHTC would extend eligibility for subsidized units tenants earning below the area median. On a combined basis the…
September 25, 2023
A Bad Bipartisan Housing Bill: Connecting the Dots on the Helper Act
…to the Harvard Joint Center for Housing Studies, it takes 5.6 times the median income to purchase the median priced home in 2022. This is up from 3.1 times in 1990….
September 12, 2023
Housing Finance Watch (Week 35 & 36, 2023)
PDF to full report Key takeaways: The median purchase rate rose 1/8 ppts. over the past week to 7 1/8%. Mortgage News Daily reported a daily avg. 30-year rate of…