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October 11, 2024
HUD’s Housing Misfire: When Bureaucrats Know Better than Markets
Kamala Harris’s proposal for a $40 billion fund for local governments to explore “innovative” housing solutions will likely funnel money into projects burdened by self-defeating government-mandated affordability requirements, which HUD…
October 10, 2024
Harris’s Housing Plan and the Five C’s That Will Derail It
…LIHTC unit costs taxpayers an estimated $450,000, compared to $0 for a private development that it displaces, making it an expensive solution for affordable housing. Complexity: As Chris Edwards highlights,…
October 8, 2024
Harris Housing Subsidies: A Recipe for Repeating Past Mistakes
Presidential candidate Kamala Harris has proposed housing policies that recycle ineffective strategies long seen in federal housing programs. Her key proposals include subsidies for the construction of 3 million new…
September 11, 2024
As America’s housing crisis intensifies, the American Housing and Economic Mobility Act of 2024 has emerged as a high-profile yet expensive solution.
…fate. To continue reading this op-ed online on The Hill, click here. Tobias Peter and Edward Pinto are co-directors of the American Enterprise Institute’s Housing Center. The views expressed in this article are…
September 4, 2024
Kamala Harris’s Housing Plan Would Be Worse Than Doing Nothing
…cost and without unintended consequences. Edward Pinto is the senior fellow and codirector of the American Enterprise Institute Housing Center. Tobias Peter is the senior fellow and codirector of the…
May 6, 2024
Comments on the One Seattle Plan (Comp Plan)
Summary: 1) Seattle has been underbuilding for the last decade (and likely even longer) and it needs to build more housing than the targets set in the comp plan. 2)…
February 22, 2024
The Workforce/Middle-Income Housing Tax Credit
…Corinth and Edward J. Pinto and the Cato Institute’s Chris Edwards discussed the LIHTC’s limitations; it has historically created a small amount of costly, poorly targeted housing units. The system…
January 17, 2024
Congress, Don’t Legislate a Takeover of the Nation’s Rental Housing Market
It is an election year and Congress will soon consider two bipartisan bills to address high rental costs for many renters. The first is the Workforce Housing Tax Credit (WFHTC)…
September 21, 2023
National Home Price Appreciation (HPA) Index—August 2023
PDF to full report Key takeaways: National YoY HPA for August 2023 was 4.5%, up from 3.8% a month ago and down from 10.2% a year ago. Historically, HPA in…
September 12, 2023
Housing Finance Watch (Week 35 & 36, 2023)
PDF to full report Key takeaways: The median purchase rate rose 1/8 ppts. over the past week to 7 1/8%. Mortgage News Daily reported a daily avg. 30-year rate of…