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Research Archive

September 12, 2023

Housing Finance Watch (Week 35 & 36, 2023)

PDF to full report  Key takeaways:

July 21, 2023

National Home Price Appreciation (HPA) Index—June 2023

PDF to full report  Key takeaways: To view more data on HPA and months supply, please visit our interactive.

July 18, 2023

Yet More Absurdities in Biden’s Housing Policy

In a recent Wall Street Journal op-ed, my colleague Ed Pinto and I recently raised alarms about how the Biden administration is doubling down on the same failed policies that preceded the housing crash of 2008. Unfortunately, policymakers keep dreaming up new and equally absurd housing policies. The latest move comes from the Federal Housing Administration (FHA), the…

May 23, 2023

Biden Courts Another Mortgage Crisis

The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit scores and increased fees for those with higher scores, have rightly garnered public outcry, but they are the tip of the iceberg. The administration’s other…