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May 9, 2024
The Federal Student Loan Program Is Unraveling
The Biden administration recently announced its most ambitious attempt yet at student debt forgiveness. Taken together with the series of initiatives the administration has already pushed forward, the new plans promise to reduce or eliminate student debt for more than 30 million borrowers. Unfortunately, the debt-cancellation campaign fails to address the underlying problems with student lending — and such efforts at mass forgiveness only…
February 9, 2024
The Upside of the College Enrollment Downswing
Enrollment in education after high school peaked in 2010, with 21 million students enrolling in two-or four-year degree programs that fall. Since then, enrollment has steadily declined, and even projections that predict a modest increase in the coming years top out at 20 million enrollees in 2031. The steepest declines in enrollment were seen at two-year colleges,…
September 18, 2023
A Degree of Risk
Higher education policy has gone from a niche issue studied by wonks and practitioners to a point of mainstream political concern. I used to wait with bated breath for a national political figure to mention the issue I care so much about, celebrating even a banal reference to maintaining a competitive workforce. I longed for…
September 18, 2023
Biden’s Latest Student-Loan Plan Is Another Disaster
Late last month, President Biden and his Department of Education announced the launch of the “SAVE” Plan, a reform that expands existing income-driven repayment (IDR) programs to the tune of up to $550 billion. Now, it’s been reported that as many as 4 million borrowers have signed up for the plan, many of them enrolled automatically. Last week, Senator Bill…
August 30, 2022
Biden’s Student Loan Debt Plan is Driven by Politics, Not Economics
On Wednesday, President Biden announced his long-awaited plan to cancel student loans — effectively wiping away up to $10,000 for borrowers with individual income below $125,000 (and couples with joint income below $250,000). The administration’s plan forgives up to $20,000 for Pell Grant recipients under the same income limits. The move, which will cost taxpayers…