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August 1, 2024

Financing Graduate Education: Next Steps for Federal Policy

Key Points Read the full pdf.

December 8, 2023

A Framework for Reforming Federal Graduate Student Aid Policy

EXECUTIVE SUMMARY Driven by increases in graduate enrollment and the availability of uncapped loans, graduate debt has become a growing share of federal student lending. Most of the growth in the average and overall levels of student indebtedness in the past fifteen years has been driven by graduate student debt. Despite being just 21 percent…

August 3, 2020

Replace the Federal Student Loan System with an Income Share Agreement Program

Key Points Read the PDF. Introduction We hear a lot about how student loans are unaffordable for borrowers. That notion was central in the 2020 Democratic primary race, with Sens. Bernie Sanders (I-VT) and Elizabeth Warren (D-MA) proposing to wipe away massive amounts of debt. Student loans—an oft-forgotten policy issue in days past—were addressed in…