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December 9, 2025
Has Marriage Fallen Because Young Adults Can’t Afford Homes?
…many people would like to own a home but can’t afford to buy one. There is plenty of evidence that many married couples would like to start a family or expand their family but cannot afford…
December 2, 2025
What To Do About Benefit Cliffs?
…Authors of the report “Stranded by the Safety Net: How to Fix the Benefit Cliff Problem” include Joshua Bandoch, Nic Dunn, Leslie Ford, Angela Rachidi, Erik Randolph, and Matt Weidinger. …
December 2, 2025
Stranded by the Safety Net: How to Fix the Benefit Cliff Problem
Key Points The safety net for low-income families aims to offer temporary and targeted assistance so that, among other things, work-capable individuals and families can achieve their economic goals. Too…
December 1, 2025
Apocalypse Not
…need (unless you think everyone should be able to afford the average). Medical The amount for Essex County is $10,567. It is based on (1) the employee share of premiums…
November 27, 2025
The Real Math of Survival?
…trap. The real poverty line—the threshold where a family can afford housing, healthcare, childcare, and transportation without relying on means-tested benefits—isn’t $31,200. It’s ~$140,000. And that’s without even noting the…
November 26, 2025
How Not to Redefine Poverty
…we could afford to get our food share of spending back up to 42.5 percent. But if the food share has gone down because we can afford more and better…
November 19, 2025
Real Estate Red Flag: How Hidden Blue-State Policies are Pricing Out Homeowners
…couldn’t afford their payments and fell into default or delinquency. Not only were global markets pulled into collapse, but neighbors of those lured into ownership by easy credit were harmed…
October 29, 2025
Who Is at Risk of Losing Snap Benefits Due to the Shutdown?
…the US to help them afford groceries. The US Department of Agriculture (USDA) that oversees SNAP has for several weeks informed state officials and federal lawmakers that, unless Congress acts, they do…
October 23, 2025
Childcare Regulation Limits Choice and Opportunity
…on to childcare consumers, who happen to be families with children. These families rely on care to maintain jobs and afford other essentials, and costs levied on providers are ultimately…
September 25, 2025
The Golden Age of Public Housing—and Why It Didn’t Last
…create housing families can afford and to make the best use of remaining public and subsidized housing, it’s important to understand why “the projects” briefly flourished as working-class apartments and…