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September 4, 2024
Kamala Harris’s Housing Plan Would Be Worse Than Doing Nothing
…cost and without unintended consequences. Edward Pinto is the senior fellow and codirector of the American Enterprise Institute Housing Center. Tobias Peter is the senior fellow and codirector of the…
May 7, 2024
How Zoning Policies Affect the Housing Supply: City of Denver Case Study
Summary: The City of Denver switched to a new zoning code in June 2010. Most areas were upzoned, but some were downzoned. Overall, the policy encouraged housing construction in Denver….
May 6, 2024
Comments on the One Seattle Plan (Comp Plan)
Summary: 1) Seattle has been underbuilding for the last decade (and likely even longer) and it needs to build more housing than the targets set in the comp plan. 2)…
February 22, 2024
The Workforce/Middle-Income Housing Tax Credit
…the cause of the housing crisis. In the second panel, AEI’s Edward L. Glaeser, Howard Husock, and Tobias Peter dissected government and market solutions to the housing-supply shortage. Government-funded solutions…
January 17, 2024
Congress, Don’t Legislate a Takeover of the Nation’s Rental Housing Market
It is an election year and Congress will soon consider two bipartisan bills to address high rental costs for many renters. The first is the Workforce Housing Tax Credit (WFHTC)…
December 14, 2023
Harnessing Tailwinds on State and Local Land-Use Reform: A Bipartisan Playbook
…Edward J. Pinto | Newsweek | September 21, 2023 A Series of Policy Briefs on Zoning, Land Use, and a Solution to the Nation’s Housing Shortage Edward J. Pinto and Tobias Peter…
September 21, 2023
National Home Price Appreciation (HPA) Index—August 2023
PDF to full report Key takeaways: National YoY HPA for August 2023 was 4.5%, up from 3.8% a month ago and down from 10.2% a year ago. Historically, HPA in…
September 12, 2023
Housing Finance Watch (Week 35 & 36, 2023)
PDF to full report Key takeaways: The median purchase rate rose 1/8 ppts. over the past week to 7 1/8%. Mortgage News Daily reported a daily avg. 30-year rate of…
July 21, 2023
National Home Price Appreciation (HPA) Index—June 2023
PDF to full report Key takeaways: Year-over-Year (YoY) HPA was 2.9% in June 2023, up from 2.1% a month ago and down from 14.3% a year ago. Historically, HPA in…
May 23, 2023
Biden Courts Another Mortgage Crisis
The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit…