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October 11, 2024

HUD’s Housing Misfire: When Bureaucrats Know Better than Markets

Kamala Harris’s proposal for a $40 billion fund for local governments to explore “innovative” housing solutions will likely funnel money into projects burdened by self-defeating government-mandated affordability requirements, which HUD…

October 10, 2024

Harris’s Housing Plan and the Five C’s That Will Derail It

…LIHTC unit costs taxpayers an estimated $450,000, compared to $0 for a private development that it displaces, making it an expensive solution for affordable housing. Complexity: As Chris Edwards highlights,…

October 8, 2024

Harris Housing Subsidies: A Recipe for Repeating Past Mistakes

Presidential candidate Kamala Harris has proposed housing policies that recycle ineffective strategies long seen in federal housing programs. Her key proposals include subsidies for the construction of 3 million new…

September 11, 2024

As America’s housing crisis intensifies, the American Housing and Economic Mobility Act of 2024 has emerged as a high-profile yet expensive solution.  

…fate. To continue reading this op-ed online on The Hill, click here. Tobias Peter and Edward Pinto are co-directors of the American Enterprise Institute’s Housing Center. The views expressed in this article are…

September 4, 2024

Kamala Harris’s Housing Plan Would Be Worse Than Doing Nothing

…cost and without unintended consequences. Edward Pinto is the senior fellow and codirector of the American Enterprise Institute Housing Center. Tobias Peter is the senior fellow and codirector of the…

May 23, 2023

Biden Courts Another Mortgage Crisis

The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit…