May 28, 2025
The Challenge: A Complex and Inefficient Student Loan System
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May 22, 2025
Course Correction: Rebuilding The Federal Student Loan System After Biden’s Mismanagement
Key Points Introduction Thirty-five million federal student loan borrowers went back into repayment in October 2024 after the government had suspended their student loan payments, in effect, for four and a half years. Already, delinquencies have shot up, and a wave of loan defaults looms. Borrowers will feel the pain—but so will the federal budget…
May 15, 2025
The Pandemic Is Over. It’s Time for Schools to Get the Message.
More than five years after the covid-19 pandemic began, the havoc it wreaked on American students and schools is alarmingly clear by nearly every measure. But there is one glaring exception: high school graduation rates. Even as test scores cratered, public school enrollments plummeted, and chronic absenteeism — the percentage of students missing at least one-tenth of the school…
May 14, 2025
Graduation in the Time of COVID: The Weakened Relationship with Chronic Absenteeism
Key Points Read the full PDF. Read a brief with the research highlights. Executive Summary The COVID-19 pandemic and schools’ responses to it resulted in learning loss that reversed two decades of progress on student achievement and drove chronic absenteeism to unprecedented heights. Yet graduation rates did not fall over the same period— instead, they…
May 12, 2025
To Improve Student Outcomes, Focus On Classroom Practice, Not Policy
Last week, I had the privilege of delivering keynote remarks at Marquette University Law School’s Lubar Center for a conference focused on redirecting K-12 education reform toward classroom teaching. Inspired by my recent Marquette Today piece, the event—hosted in collaboration with the College of Education—brought together educators, researchers, and policymakers to discuss how improving classroom practice…
May 7, 2025
Colleges Must Help Return Student Borrowers to Repayment
The four-year pause on student loan payments has left behind an alarming fallout: Millions of student borrowers, having disengaged from the student loan system, are not making payments on their debts. Now, the Education Department is asking for help from colleges to get borrowers paying their loans again. On Monday, the Department issued a Dear Colleague Letter to…
May 7, 2025
Republicans Unveil Plan to Rein in Student Debt and Waste in Higher Education
In a significant development for higher education policy, House Republicans have unveiled a sweeping proposal to reform student loans and financial aid through the federal budget reconciliation process. This effort, which complements President Trump’s recent executive order on accreditation reform, signals a renewed push to rethink how the federal government supports students and holds institutions accountable for…
May 5, 2025
What’s in House Republicans’ Student Loan Overhaul
House Republicans have introduced a comprehensive student loan overhaul as part of the broader budget reconciliation process. Known as the “Student Success and Taxpayer Savings Plan,” the package of reforms aims to save hundreds of billions of dollars through new student loan limits, changes to the repayment system, and policies to hold colleges accountable for their outcomes. If enacted,…
April 30, 2025
The Student Loan Bubble Is about to Pop
At the outset of the covid-19 pandemic, federal student-loan borrowers won what appeared to be a reprieve. That five-year pause on payments and interest accumulation is now shaping up to be a curse in disguise. Last week, the Trump administration drew criticism for announcing that the Education Department would resume involuntary collections next month. But the squeeze…
April 28, 2025
House Republicans’ Proposed Repayment Plan Fixes Vexing Student Loan Problem
Congressional Republicans are undertaking a massive budget reconciliation effort involving significant reforms to the federal student loan system. House Republicans introduced their proposal on Monday, which would sweep away the maze of nearly a dozen different loan repayment plans and create just two: a standard repayment plan and an entirely new income-driven repayment (IDR) plan. In addition…