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September 18, 2023
We’re living through one of the greatest housing crunches the U.S. has ever known. It’s resulted in record numbers of homelessness and entire generations certain they will never become homeowners,…
September 12, 2023
PDF to full report Key takeaways: The median purchase rate rose 1/8 ppts. over the past week to 7 1/8%. Mortgage News Daily reported a daily avg. 30-year rate of…
July 25, 2023
…were doing blacks a favor by including them in these programs. Many then viewed public housing as desirable quarters. As Edward Banfield and Martin Meyerson wrote in their landmark book…
July 21, 2023
PDF to full report Key takeaways: Year-over-Year (YoY) HPA was 2.9% in June 2023, up from 2.1% a month ago and down from 14.3% a year ago. Historically, HPA in…
July 18, 2023
In a recent Wall Street Journal op-ed, my colleague Ed Pinto and I recently raised alarms about how the Biden administration is doubling down on the same failed policies that preceded…
May 23, 2023
The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit…