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April 3, 2024
Feds Should Take a Big Step Back on Student Loans
The federal student loan program has gone off the rails. What was first designed as a program to alleviate the liquidity problem students face when paying for college is now an out-of-control entitlement program that rewards students for spending as much as possible on higher education, causing tuition costs to skyrocket in turn. Biden’s reforms…
March 28, 2024
Federal Student Lending is Beyond Repair
The integrity of the federal student loan program has been in precipitous decline since early 2020, when then-President Trump responded to the Covid-19 pandemic by putting a pause on student loan repayment. In retrospect, that move was the first domino to fall in a string of policy changes, culminating in the implementation of President Biden’s…
January 30, 2024
Democrats in the House Have a New (Old) Plan for Higher Education
Lately, it’s been Republican lawmakers who have been at the table and offering up comprehensive reform for higher education policy, but this week House Democrats got back in the game. Today, they released new legislation outlining their vision for higher education reform beyond the administration-led student loan cancellation agenda. In some sense, this marks a welcome return to normalcy,…
December 8, 2023
Graduate Student Lending in Desperate Need of Reform
Since 2005, graduate students in the United States have been able to borrow from the federal student loan programs essentially without limit. Before that, loans were available to graduate students from the US Department of Education, but they were constrained to reasonable levels. Since limitless credit became available to graduate students in 2005, graduate student…