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July 18, 2023
The Great Recession, COVID-19, Interest Hikes Left a 15-Year Mark on Housing
How have the Great Recession in 2007, the COVID-19 pandemic that hit in 2020, and the Federal Reserve’s interest rate hikes that started in 2022 affected mortgages in the region? Here’s the short answer: Each year, researchers at George Washington University use the State of the Capital Region report to do a deep dive on a policy…
June 30, 2023
The U.S. Could Learn a Lot from This School in the U.K.
Last month, I took advantage of a trip to the U.K. to spend a day observing at London’s legendary Michaela School, which serves about 800 students ages eleven to 18, a short distance from Wembley Stadium. Katharine Birbalsingh, who has gained fame in her country (some say infamy) as “Britain’s strictest headmistress,” invited me for an entire day…
June 30, 2023
It’s Time to End Legacy Admissions
The Supreme Court’s decision in the UNC and Harvard cases was received, as most news is these days, in two quite different ways on the two sides of our political aisle. But one theme seemed to resonate with both supporters and opponents of affirmative action: that in the spirit of ending unfair admissions practices, elite…
June 26, 2023
Why There Are So Few Black Kids at Stuyvesant: Private Schools and Charter Schools Pull Top Students Out of the System
Once more there is hand-wringing as only a handful of Black students are in the 2023 entering Stuyvesant class; and very limited numbers at Bronx Science and Brooklyn Tech: the three flagship New York City high schools. These numbers are virtually the same as the previous year. As usual, most liberals again demand that the…
June 7, 2023
The Price We’ll Pay for Our AI Future: More Loneliness
Americans are trapped in a loneliness epidemic. Across the country, people are having fewer social interactions, spending more time alone, and reporting fewer close friends. These trends aren’t just a symptom of the COVID-19 pandemic — while the last few years may have accelerated the loneliness crisis, the shift toward a more solitary life has been happening…
June 7, 2023
Don’t Give Away the Farm Bill
Republicans have one more chance to roll back out-of-control welfare spending this year. The farm bill—must-pass legislation that authorizes food stamps and other agriculture programs—will be voted on by December. GOP lawmakers should focus on reining in President Biden’s unprecedented and expensive food-stamp hike. The American Rescue Plan’s temporary 15% increase in food-stamp benefits was…
June 2, 2023
America’s Baby Bust Is Back on Track
America’s birthrate has been falling steadily since the Great Recession 15 years ago, and the brief uptick of 2021 proved to be a statistical blip, as new birth data show a small drop in births in 2022. Speculation of a COVID baby boom hasn’t panned out. Provisional data from the Centers for Disease Control and…
May 23, 2023
Biden Courts Another Mortgage Crisis
The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit scores and increased fees for those with higher scores, have rightly garnered public outcry, but they are the tip of the iceberg. The administration’s other…
December 15, 2022
The Myth of Income Stagnation
According to the conventional wisdom, income stagnation and inequality are large and growing threats to broad-based prosperity in the United States. Many economists, journalists, business leaders, and elected leaders (from both parties) believe that for a large share of households, real (inflation-adjusted) income has not increased for decades, and that income inequality – the gap between higher- and lower-income households –…
August 30, 2022
Biden’s Student Loan Debt Plan is Driven by Politics, Not Economics
On Wednesday, President Biden announced his long-awaited plan to cancel student loans — effectively wiping away up to $10,000 for borrowers with individual income below $125,000 (and couples with joint income below $250,000). The administration’s plan forgives up to $20,000 for Pell Grant recipients under the same income limits. The move, which will cost taxpayers…