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August 11, 2025
Texas Just Provided a Housing Lifeline—Dallas-Fort Worth Cities Should Grab It
This op-ed was originally published by The Cannon. You can read the original piece here. Large Texas municipalities have just been handed an enormous opportunity by the legislature. They should seize it. For such a large state, Texas is blessed with a rare advantage: relatively affordable housing. But clouds are gathering. In the Dallas-Fort Worth metro, home…
July 18, 2025
How We Can Make Housing Affordable Again
A letter to the editors in response to William A. Galston’s recent article, Trump Can’t Ignore Our Housing Crisis This letter was originally published by The Wall Street Journal. You can read the original article here. The three most important words in real estate are said to be location, location, location. The three most important factors in housing…
July 17, 2025
Why HUD Was Right to Roll Back PAVE Rules
This op-ed originally appeared in National Mortgage News. The recent decision by the Department of Housing and Urban Development and the Office of Management and Budget to roll back key policies of the Property Appraisal and Valuation Equity (PAVE) task force marks a pivotal shift in federal housing policy. What began as an effort to address perceived shortcomings…
July 9, 2025
Housing Plan Falls Short
This op-ed was originally published in Your Observer. You can read the whole piece here. Recently, the Florida Housing Coalition, along with the Gulf Coast Community Foundation, Barancik Foundation, Patterson Foundation and the Community Foundation of Sarasota released a Sarasota Housing Action Plan diagnosing the county’s housing crisis and recommending some approaches to fixing it. The report…
November 17, 2024
Affordable Housing—and No Tax Hike
On Nov. 5, Denver’s voters rejected Affordable Denver, a half-cent sales tax increase for subsidized housing. The tax hike would have burdened working families while failing to address the root causes of unaffordable housing. But the vote’s outcome opens the door for a better solution — not only in Denver but also in other Colorado…
October 11, 2024
HUD’s Housing Misfire: When Bureaucrats Know Better than Markets
Kamala Harris’s proposal for a $40 billion fund for local governments to explore “innovative” housing solutions will likely funnel money into projects burdened by self-defeating government-mandated affordability requirements, which HUD loves but markets abhor. By further empowering federal bureaucrats, it will do more harm than good. The case in point is the Department of Housing…
October 10, 2024
Harris’s Housing Plan and the Five C’s That Will Derail It
Kamala Harris’s latest campaign ad pledges to “end America’s housing shortage by building 3 million new homes and rentals.” However, her plan is unlikely to significantly increase the overall housing supply. The cornerstone of her proposal is an expansion of the Low-Income Housing Tax Credit (LIHTC)—a program plagued by the Five Cs: Rather than expanding the LIHTC…
October 8, 2024
Harris Housing Subsidies: A Recipe for Repeating Past Mistakes
Presidential candidate Kamala Harris has proposed housing policies that recycle ineffective strategies long seen in federal housing programs. Her key proposals include subsidies for the construction of 3 million new housing units over four years and $100 billion in down payment assistance to first-time homebuyers. Unfortunately, history tells us her plan would be worse than…
September 23, 2024
The Kamala Harris Plan for More Housing Shortages
A signature feature of Kamala Harris’s housing plan is providing first-time home buyers with $25,000 in down-payment support, at a total cost of $100 billion over four years. Absent a severe recession, this policy is all but certain to lead to higher home prices. That’s because the four million program recipients would become price setters for…
September 11, 2024
As America’s housing crisis intensifies, the American Housing and Economic Mobility Act of 2024 has emerged as a high-profile yet expensive solution.
The bill comes with a $500 billion price tag and endorsements from leading Democrats, including Vice President Kamala Harris. Moody’s, a major financial services company, has also blessed the act, predicting it will lower rents and significantly boost the supply of affordable housing. But before the country embraces this rosy outlook, it must confront a stark reality: Government interventions in housing…