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September 11, 2024
The bill comes with a $500 billion price tag and endorsements from leading Democrats, including Vice President Kamala Harris. Moody’s, a major financial services company, has also blessed the act, predicting it will lower rents and significantly boost the supply of affordable housing. But before the country embraces this rosy outlook, it must confront a stark reality: Government interventions in housing…
September 4, 2024
Originally appeared in Newsweek On August 16, presidential candidate Kamala Harris unveiled a series of housing proposals that recycle the same failed strategies that have plagued federal housing policy for decades. Among the key components are subsidies for the construction of 3 million new housing units over four years, as well as a total of $100 billion…
June 12, 2024
The ongoing debate over fining individuals for sleeping in public spaces is currently being deliberated by the Supreme Court in City of Grants Pass v. Johnson. The case underscores a critical juncture in how we address homelessness. While the court’s decision will undoubtedly carry weight, it risks overshadowing the more pressing issue at hand: the urgent…
May 9, 2024
While two statewide bills in Minnesota that would allow for missing middle housing everywhere and more dense housing in commercial zones have stalled, local officials remain acutely aware of housing affordability issues. Fortunately, they do not need to wait to take effective and immediate action. Many cities have traditionally been laser-focused on economic growth, while adding…
January 4, 2024
States and cities considering housing supply reforms in the new year to combat worsening affordability should unleash the free market rather than rely on the Department for Housing and Urban Development (HUD) regulatory solutions. HUD’s recommendations tilt towards heavy-handed government interventions that lack thorough analysis and proven results. A particularly egregious example is HUD’s latest assessment of…
May 23, 2023
The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit scores and increased fees for those with higher scores, have rightly garnered public outcry, but they are the tip of the iceberg. The administration’s other…