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January 26, 2026
Trump Has a Solution for Student Loans. Forgiveness Isn’t It.
President Donald Trump entered office intent on reversing most of the Biden administration’s student loan forgiveness agenda, and his administration has generally lived up to that goal. In December, the Education Department settled a lawsuit against the Saving on a Valuable Education program, commonly known as the Save plan, President Joe Biden’s loan repayment scheme…
November 23, 2025
Our Wishlist for Higher Ed Reform
Now that Congress has resolved the government shutdown, attention is turning to what comes next. For Republicans, that likely means early planning for a second round of reconciliation—call it Reconciliation 2.0. We should first acknowledge how much lawmakers accomplished in the first reconciliation effort. The “One Big Beautiful Bill” introduced long-overdue accountability in higher education,…
October 8, 2025
Students Are ‘Learning with Their Feet’ — by Shunning Bad Colleges
Fewer students are going to college, leading many to worry that young Americans are abandoning higher education and risking their future. But while college enrollment has plunged by more than 3 million since 2010, those “missing students” aren’t necessarily losing out. That’s because most of the drop in college enrollment has occurred at institutions with…
September 3, 2025
How Trump’s “Big, Beautiful Bill” Can Fix the Student Loan Crisis
When Congress passed President Trump’s “big, beautiful bill” in July, one of its most profound changes flew under the radar. The new law includes a set of reforms to fix one of the worst-run federal government programs: the federal student loan system. Under the law, federal student loans will be less burdensome and easier to…
May 5, 2025
What’s in House Republicans’ Student Loan Overhaul
House Republicans have introduced a comprehensive student loan overhaul as part of the broader budget reconciliation process. Known as the “Student Success and Taxpayer Savings Plan,” the package of reforms aims to save hundreds of billions of dollars through new student loan limits, changes to the repayment system, and policies to hold colleges accountable for their outcomes. If enacted,…
April 30, 2025
The Student Loan Bubble Is about to Pop
At the outset of the covid-19 pandemic, federal student-loan borrowers won what appeared to be a reprieve. That five-year pause on payments and interest accumulation is now shaping up to be a curse in disguise. Last week, the Trump administration drew criticism for announcing that the Education Department would resume involuntary collections next month. But the squeeze…
April 25, 2025
Trump Administration Announces Plan to Get Borrowers Paying Student Loans Again
The U.S. Department of Education announced on Monday that it would resume involuntary collections of defaulted federal student loans on May 5. The announcement means that borrowers who have loans in default could see their tax refunds seized or wages garnished. While many borrowers and advocacy organizations will oppose the move, resuming collections is necessary to incentivize loan repayment….
March 24, 2025
The Student Loan Payment Pause Was a Catastrophic Mistake
In March 2020, as America shut down in response to the COVID-19 pandemic, Congress passed a law suspending federal student loan payments for six months. The payment pause ended up lasting, in effect, for four and a half years. Though well-intentioned, the pause and its repeated extensions may go down as one of the worst mistakes in…
March 21, 2025
Increasing Financial Aid Isn’t the Solution to High College Costs
Harvard University recently announced it would make tuition free for students from families earning below $200,000—but for middle-class students not lucky enough to receive a Harvard acceptance letter, college tuition is still far too expensive. As a solution, many have proposed significant increases in taxpayer-funded financial aid to reduce or even eliminate tuition for many students. This…
January 21, 2025
How Trump Can Permanently Fix the Student Loan Program
Even before he took office, President Donald Trump was already securing major policy wins. Trump’s election induced the Biden administration to withdraw two pending regulations that would have canceled over $250 billion in federal student loans, without congressional approval. Biden officials judged that they did not have enough time to finalize the loan cancellation plans before the new administration takes over….