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March 8, 2024

State of the Union – Biden’s Housing Proposals Would be Harmful, Not Helpful

President Biden in his State of the Union pitched a raft of proposals with the stated purpose of lowering costs for homebuyers and increasing the supply of rental units.  As has been the case with dozens of housing acts passed by Congress over the last 75 years, hold onto your wallet when the federal government says it…

By Edward J. Pinto

September 18, 2023

There’s an Easy Fix That Would Solve Our Housing Crisis: Light Touch Density

We’re living through one of the greatest housing crunches the U.S. has ever known. It’s resulted in record numbers of homelessness and entire generations certain they will never become homeowners, that critical milestone of the middle class. But there is a simple solution to the problem. The answer to our housing crisis is to legalize…

By Ed Pinto

May 23, 2023

Biden Courts Another Mortgage Crisis

The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit scores and increased fees for those with higher scores, have rightly garnered public outcry, but they are the tip of the iceberg. The administration’s other…

By Edward J. Pinto | Tobias Peter