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June 12, 2024

Our Homeless Problem is Getting Out Of Control — What Can We Do?

The ongoing debate over fining individuals for sleeping in public spaces is currently being deliberated by the Supreme Court in City of Grants Pass v. Johnson. The case underscores a critical juncture in how we address homelessness. While the court’s decision will undoubtedly carry weight, it risks overshadowing the more pressing issue at hand: the urgent…

May 9, 2024

State Housing Bills Are Dead; Time for Local Leaders to Step Up

While two statewide bills in Minnesota that would allow for missing middle housing everywhere and more dense housing in commercial zones have stalled, local officials remain acutely aware of housing affordability issues. Fortunately, they do not need to wait to take effective and immediate action. Many cities have traditionally been laser-focused on economic growth, while adding…

January 4, 2024

To Fix Their Housing Shortage in 2024, Cities and States Should Turn To Market

States and cities considering housing supply reforms in the new year to combat worsening affordability should unleash the free market rather than rely on the Department for Housing and Urban Development (HUD) regulatory solutions. HUD’s recommendations tilt towards heavy-handed government interventions that lack thorough analysis and proven results. A particularly egregious example is HUD’s latest assessment of…

May 23, 2023

Biden Courts Another Mortgage Crisis

The Biden administration is making moves that could imperil the safety of the housing finance system. Recent mortgage pricing changes, which have generally decreased fees for borrowers with lower credit scores and increased fees for those with higher scores, have rightly garnered public outcry, but they are the tip of the iceberg. The administration’s other…