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April 25, 2025
Trump Administration Announces Plan to Get Borrowers Paying Student Loans Again
The U.S. Department of Education announced on Monday that it would resume involuntary collections of defaulted federal student loans on May 5. The announcement means that borrowers who have loans in default could see their tax refunds seized or wages garnished. While many borrowers and advocacy organizations will oppose the move, resuming collections is necessary to incentivize loan repayment….
March 24, 2025
The Student Loan Payment Pause Was a Catastrophic Mistake
In March 2020, as America shut down in response to the COVID-19 pandemic, Congress passed a law suspending federal student loan payments for six months. The payment pause ended up lasting, in effect, for four and a half years. Though well-intentioned, the pause and its repeated extensions may go down as one of the worst mistakes in…
March 21, 2025
Increasing Financial Aid Isn’t the Solution to High College Costs
Harvard University recently announced it would make tuition free for students from families earning below $200,000—but for middle-class students not lucky enough to receive a Harvard acceptance letter, college tuition is still far too expensive. As a solution, many have proposed significant increases in taxpayer-funded financial aid to reduce or even eliminate tuition for many students. This…
November 13, 2024
How Trump Might Fulfill His Higher-Education Campaign Promises
Donald Trump has won a decisive election victory and will take office next year as the 47th president of the United States. As of this writing, his party will hold at least 52 seats in the U.S. Senate and will probably control the House of Representatives. The results should afford President-elect Trump plenty of opportunity to enact…
November 1, 2024
Latest Student Loan Cancellation Proposal Could Be Biggest Yet
The Biden administration unveiled its fourth major student loan cancellation scheme last week. While the administration’s past three cancellation plans have suffered defeats in the courts, officials apparently hope that things will be different this time. The new plan offers loan cancellation to borrowers experiencing “hardship.” If you’re wondering what “hardship” means, so am I. It is…
October 7, 2024
Has Kamala Harris Given Up on “College for All”?
In 2009, then-President Obama made a bold proposal: “By 2020, this nation will once again have the highest proportion of college graduates in the world.” His administration then pursued a slew of policies to boost college attendance, including fatter tuition tax credits, a larger Pell Grant, and free tuition at community colleges. Echoing Obama, over the next several…