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May 7, 2025
Republicans Unveil Plan to Rein in Student Debt and Waste in Higher Education
In a significant development for higher education policy, House Republicans have unveiled a sweeping proposal to reform student loans and financial aid through the federal budget reconciliation process. This effort, which complements President Trump’s recent executive order on accreditation reform, signals a renewed push to rethink how the federal government supports students and holds institutions accountable for…
April 24, 2025
It’s About Time: Bring Back Those Student Loan Collections
This week, the Department of Education announced that on May 5 it will begin collecting on defaulted student loans. This will be the first time since March 2020 that borrowers who have either chosen not to or been unable to make their student loan payments will once again face significant financial consequences for their delinquency. Borrowers…
March 14, 2025
A Historic Opportunity for Higher Education Reform
Once a sleepy policy area on the national scale, higher education is now a central issue making headlines in the overall political discourse. Believe it or not, the education policy divides between mainstream Democrats and Republicans used to be trivial. For example, 10 years ago, Sen. Elizabeth Warren’s (D-Mass.) proposal to lower student loan interest rates to 3.9…
May 9, 2024
The Federal Student Loan Program Is Unraveling
The Biden administration recently announced its most ambitious attempt yet at student debt forgiveness. Taken together with the series of initiatives the administration has already pushed forward, the new plans promise to reduce or eliminate student debt for more than 30 million borrowers. Unfortunately, the debt-cancellation campaign fails to address the underlying problems with student lending — and such efforts at mass forgiveness only…
September 18, 2023
Biden’s Latest Student-Loan Plan Is Another Disaster
Late last month, President Biden and his Department of Education announced the launch of the “SAVE” Plan, a reform that expands existing income-driven repayment (IDR) programs to the tune of up to $550 billion. Now, it’s been reported that as many as 4 million borrowers have signed up for the plan, many of them enrolled automatically. Last week, Senator Bill…
August 30, 2022
Biden’s Student Loan Debt Plan is Driven by Politics, Not Economics
On Wednesday, President Biden announced his long-awaited plan to cancel student loans — effectively wiping away up to $10,000 for borrowers with individual income below $125,000 (and couples with joint income below $250,000). The administration’s plan forgives up to $20,000 for Pell Grant recipients under the same income limits. The move, which will cost taxpayers…