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September 17, 2024

Back to School: Shedding Light on Risks and Harm in the Private Student Lending and Servicing Market

At present there are more than 1.74 trillion dollars in student loans outstanding in the US economy. This is a massive amount of money that represents serious liabilities for millions…

September 11, 2024

Doing Right by Kids: A Book Event

…school reform and properly assessing student outcomes, and AEI’s Beth Akers addressed the absence of accountability and some of the cultural issues surrounding higher education. The event concluded with a…

April 1, 2024

How Private Student Lending Can Repair Higher Education

…with unsecured lending and a hostile regulatory environment. Federal student loans to graduate students and parents are the best candidates for privatization. Policymakers could use a portion of the savings…

September 18, 2023

Biden’s Latest Student-Loan Plan Is Another Disaster

Late last month, President Biden and his Department of Education announced the launch of the “SAVE” Plan, a reform that expands existing income-driven repayment (IDR) programs to the tune of up to $550 billion. Now,…

August 30, 2022

Biden’s Student Loan Debt Plan is Driven by Politics, Not Economics

…be facing higher prices and less conservative borrowing as a result of last week’s cancellation announcement. I’ve spent the past decade working to help policy makers and the public better…

August 3, 2020

Replace the Federal Student Loan System with an Income Share Agreement Program

…help. However, debt forgiveness plans, such as those proposed by Sens. Bernie Sanders (I-VT) and Elizabeth Warren (D-MA), deliver the biggest benefits to those who need it least. A better…