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April 30, 2025
The Student Loan Bubble Is about to Pop
At the outset of the covid-19 pandemic, federal student-loan borrowers won what appeared to be a reprieve. That five-year pause on payments and interest accumulation is now shaping up to…
April 28, 2025
House Republicans’ Proposed Repayment Plan Fixes Vexing Student Loan Problem
Congressional Republicans are undertaking a massive budget reconciliation effort involving significant reforms to the federal student loan system. House Republicans introduced their proposal on Monday, which would sweep away the maze of…
April 25, 2025
Trump Administration Announces Plan to Get Borrowers Paying Student Loans Again
The U.S. Department of Education announced on Monday that it would resume involuntary collections of defaulted federal student loans on May 5. The announcement means that borrowers who have loans in default could see…
April 17, 2025
Turn Public Service Loan Forgiveness into a State Block Grant
As Congress negotiates a bill to overhaul the federal budget, lawmakers looking to save money should note $30 billion in potential savings hiding in plain sight. The Public Service Loan…
April 8, 2025
Could A Higher Endowment Tax Pressure Elite Schools To Expand?
Congressional Republicans are considering a significant hike in the excise tax on the endowments of rich universities as part of a broader tax reform effort. Most private universities with more than $500,000…
March 24, 2025
The Student Loan Payment Pause Was a Catastrophic Mistake
In March 2020, as America shut down in response to the COVID-19 pandemic, Congress passed a law suspending federal student loan payments for six months. The payment pause ended up lasting, in…
March 21, 2025
Increasing Financial Aid Isn’t the Solution to High College Costs
Harvard University recently announced it would make tuition free for students from families earning below $200,000—but for middle-class students not lucky enough to receive a Harvard acceptance letter, college tuition is still…
March 13, 2025
Trends in Net College Tuition and Financial Aid, 1990–2020
Key Points While the sticker price of college rose $13,717 in real terms between 1989–90 and 2019–20, the net tuition students pay after financial aid rose just $4,526. However, the…
February 6, 2025
High Costs, Uneven Value: Repairing The Federal Role in Postsecondary Education
The higher education system suffers from many problems, including excessive costs, low completion rates, uneven financial value for students, and high rates of student loan nonpayment. Federal government policies unintentionally…
January 29, 2025
How State Governments Can Fight Degree Inflation
Key Points State governments contribute to degree inflation—the addition of college degree requirements to jobs that did not previously have them—through their own hiring practices, and through occupational licensing laws….