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December 12, 2024

Senate Special Committee on Aging Hearing on Empowering People with Disabilities to Live, Work, Learn, and Thrive

Introduction: Chairman Casey, Ranking Member Braun and members of the committee, thank you for the opportunity to testify on the critical issues facing aging and disabled members of the American…

September 25, 2024

The Costs of Inaction: Economic Risks from Housing Unaffordability

Chairman Whitehouse, Ranking Member Grassley, and committee members, thank you for the opportunity to testify on this most important topic. History offers a cautionary tale against inappropriate federal action in the…

September 17, 2024

Back to School: Shedding Light on Risks and Harm in the Private Student Lending and Servicing Market

At present there are more than 1.74 trillion dollars in student loans outstanding in the US economy. This is a massive amount of money that represents serious liabilities for millions…