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April 1, 2024
How Private Student Lending Can Repair Higher Education
Key Points Private student loans are a relatively small share of the market for higher education finance; however, scaling back the beleaguered federal student loan program would offer an opportunity…
September 18, 2023
Biden’s Latest Student-Loan Plan Is Another Disaster
Late last month, President Biden and his Department of Education announced the launch of the “SAVE” Plan, a reform that expands existing income-driven repayment (IDR) programs to the tune of up to $550 billion. Now,…
August 30, 2022
Biden’s Student Loan Debt Plan is Driven by Politics, Not Economics
On Wednesday, President Biden announced his long-awaited plan to cancel student loans — effectively wiping away up to $10,000 for borrowers with individual income below $125,000 (and couples with joint…
August 3, 2020
Replace the Federal Student Loan System with an Income Share Agreement Program
Key Points The higher education narrative has been dominated by the student loan crisis as of late. While the magnitude of this problem is often oversold, borrowers do sometimes need…