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September 17, 2024
Back to School: Shedding Light on Risks and Harm in the Private Student Lending and Servicing Market
At present there are more than 1.74 trillion dollars in student loans outstanding in the US economy. This is a massive amount of money that represents serious liabilities for millions…
September 3, 2024
Doing Right by Kids: A Book Event
Material hardship among American children has never been lower. Yet children born to the most disadvantaged parents today are just as likely as they were in the past to become…
April 1, 2024
How Private Student Lending Can Repair Higher Education
Key Points Private student loans are a relatively small share of the market for higher education finance; however, scaling back the beleaguered federal student loan program would offer an opportunity…
September 18, 2023
Biden’s Latest Student-Loan Plan Is Another Disaster
Late last month, President Biden and his Department of Education announced the launch of the “SAVE” Plan, a reform that expands existing income-driven repayment (IDR) programs to the tune of up to $550 billion. Now,…
August 30, 2022
Biden’s Student Loan Debt Plan is Driven by Politics, Not Economics
On Wednesday, President Biden announced his long-awaited plan to cancel student loans — effectively wiping away up to $10,000 for borrowers with individual income below $125,000 (and couples with joint…
August 3, 2020
Replace the Federal Student Loan System with an Income Share Agreement Program
Key Points The higher education narrative has been dominated by the student loan crisis as of late. While the magnitude of this problem is often oversold, borrowers do sometimes need…