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April 1, 2024
How Private Student Lending Can Repair Higher Education
Key Points Private student loans are a relatively small share of the market for higher education finance; however, scaling back the beleaguered federal student loan program would offer an opportunity…
December 8, 2023
A Framework for Reforming Federal Graduate Student Aid Policy
EXECUTIVE SUMMARY Driven by increases in graduate enrollment and the availability of uncapped loans, graduate debt has become a growing share of federal student lending. Most of the growth in…
August 3, 2020
Replace the Federal Student Loan System with an Income Share Agreement Program
Key Points The higher education narrative has been dominated by the student loan crisis as of late. While the magnitude of this problem is often oversold, borrowers do sometimes need…