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September 17, 2024

Back to School: Shedding Light on Risks and Harm in the Private Student Lending and Servicing Market

At present there are more than 1.74 trillion dollars in student loans outstanding in the US economy. This is a massive amount of money that represents serious liabilities for millions…

September 11, 2024

Doing Right by Kids: A Book Event

Event Summary On September 11, AEI’s Scott Winship gathered distinguished experts to launch the new edited volume Doing Right by Kids: Leveraging Social Capital and Innovation to Increase Opportunity, a call…

April 1, 2024

How Private Student Lending Can Repair Higher Education

Key Points Private student loans are a relatively small share of the market for higher education finance; however, scaling back the beleaguered federal student loan program would offer an opportunity…

September 18, 2023

Biden’s Latest Student-Loan Plan Is Another Disaster

Late last month, President Biden and his Department of Education announced the launch of the “SAVE” Plan, a reform that expands existing income-driven repayment (IDR) programs to the tune of up to $550 billion. Now,…

August 30, 2022

Biden’s Student Loan Debt Plan is Driven by Politics, Not Economics

On Wednesday, President Biden announced his long-awaited plan to cancel student loans — effectively wiping away up to $10,000 for borrowers with individual income below $125,000 (and couples with joint…

August 3, 2020

Replace the Federal Student Loan System with an Income Share Agreement Program

Key Points The higher education narrative has been dominated by the student loan crisis as of late. While the magnitude of this problem is often oversold, borrowers do sometimes need…