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Research Archive

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August 1, 2024

Financing Graduate Education: Next Steps for Federal Policy

Key Points In the interest of students and taxpayers, it is time for bipartisan and commonsense graduate financing policy reform. This issue’s complexity and importance demand a comprehensive solution that…

April 1, 2024

How Private Student Lending Can Repair Higher Education

Key Points Private student loans are a relatively small share of the market for higher education finance; however, scaling back the beleaguered federal student loan program would offer an opportunity…

December 8, 2023

A Framework for Reforming Federal Graduate Student Aid Policy

EXECUTIVE SUMMARY Driven by increases in graduate enrollment and the availability of uncapped loans, graduate debt has become a growing share of federal student lending. Most of the growth in…

August 3, 2020

Replace the Federal Student Loan System with an Income Share Agreement Program

Key Points The higher education narrative has been dominated by the student loan crisis as of late. While the magnitude of this problem is often oversold, borrowers do sometimes need…