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September 4, 2024
Kamala Harris’s Housing Plan Would Be Worse Than Doing Nothing
…buyers typically make a median down payment of around $10,500, or 3 percent of the home price. We estimate that even without the Harris proposal, 3 million of its recipients…
September 2, 2024
This Is How to Fix the Housing Crisis
…while overall inflation is dropping. The National Association of Realtors reports that the median sale price for an existing single-family home was $422,000 in the second quarter of 2024. One-half…
August 16, 2024
The Harris Campaign’s Foolish Down-Payment-Assistance Scheme
…report aptly titled “External Effects of Concentrated Mortgage Foreclosures,” found that “high-exposure neighborhoods tend to have a greater proportion of black and Hispanic residents, lower median incomes, lower median sales…
August 1, 2024
Two Outrageous Bills Kamala Harris Sponsored Would Crush Taxpayers
…could collect up to $10,000 per month or an astonishing $120,000 per year — nearly double the U.S. median household income of $67,521 in 2020. Across a span of 42…
June 26, 2024
Reducing Racial Disparities in Foster Care Might Endanger Black Children
…The only racial or ethnic group currently subject to different treatment is Native children under the Indian Child Welfare Act, which (similar to the Minnesota law) requires different measures for…
June 18, 2024
A Unified Theory of Education
…education. In the early 1900s, progressives sought to bureaucratize K-12 into what historian David Tyack termed “the one best system.” In the 1920s, Oregon progressives (along with the anti-Catholic Ku…
June 18, 2024
Economic Opportunity and Social Mobility
…the one before it, that doesn’t seem to be the case. As they approach and pass age 40, Millennial men and women have higher median hourly wages than any previous…
May 24, 2024
The First National Calculation of Mortality of the US Homeless Population
…2023. West Coast cities have witnessed an especially sharp and concentrated increase in unsheltered homelessness, leading some observers to liken the current situation to a public health and humanitarian crisis….
April 18, 2024
The Real Story Behind Food Insecurity in the US
…Christian Gregory recently found that most food insecure individuals “consume enough (or even too many) calories.” And research by Craig Gundersen and David Ribar found that most of those who spend the least on…
April 8, 2024
The $1,000 Tax Hike on Middle-Class Families
…barely keeping up with inflation, who are raising three kids on $75,000 per year (the median U.S. household income), will be asked to kick in almost $1,000 more to the federal government…