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Commentary

COSM’s commentary page is home to timely analysis of pressing topics.

Another Pandemic Legacy: Removing the EITC’s Work and Earnings Requirement

Since its origin in the 1970s, the Earned Income Tax Credit (EITC) has been the premier federal program promoting and rewarding work by low-income adults. As displayed below, taxpayers have devoted rapidly growing resources to the EITC since the 1980s. Overall, between 1975 and 2022, the EITC cost taxpayers a…

August 3, 2023 | By Matt Weidinger

The Debt Ceiling Deal Refocuses TANF on Employment and Self-Sufficiency

Introduction While one of the main purposes of the U.S. safety net is to help individuals vulnerable to poverty provide for their basic needs and avoid hardship, there exists an important additional purpose: for individuals and families to escape dependence and achieve self-sufficiency. Unfortunately, most safety net programs do not…

July 17, 2023 | By Leslie Ford

Comment on Proposed Rule Establishing Flexibility for Implementation of Work Requirements and Term Limits in Federal Housing Assistance Programs

May 1, 2026 | Kevin Corinth

Overview  The United States Department of Housing and Urban Development (HUD) posted a notice of proposed rulemaking on March 2, 2026 (Docket No. FR-6520-P-01), entitled, “Establishing Flexibility for Implementation of Work Requirements and Term Limits,” hereafter the “Proposed Rule.” The Proposed Rule would allow, but not require, eligible Public Housing...

Chicago’s “Disappearing Middle Class” Can Be Found in Its Proliferating Upper Middle-Class Neighborhoods

April 30, 2026 | Scott Winship

In a recent  with Stephen Rose, I argued that the narrative of a “shrinking middle class” was based on a kernel of truth, but one that undermines economic pessimism. We showed that while 36 percent of families were part of what we called the “core middle class” in 1979, the share...

How Policy and Demographics Are Reshaping SNAP: From Families with Children to Older Adults

April 29, 2026 | Angela Rachidi

Abstract The Supplemental Nutrition Assistance Program (SNAP) has grown substantially since the turn of the century, providing food assistance to more than 40 million individuals per month in recent years. Using data from the SNAP Quality Control dataset, I analyzed changes in SNAP households and participants from fiscal year (FY)...

Understanding the Recent Declines in SNAP Participation

April 28, 2026 | Angela Rachidi

The number of people receiving food assistance through the Supplemental Nutrition Assistance Program (SNAP) has declined in recent months, with suggestions that declines are due to the Republican-backed reconciliation bill passed in July 2025. The One Big Beautiful Bill Act (OBBBA or P.L. 119-21) made several changes to SNAP, including...